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If you're planning to make a charitable donation this holiday season, make sure you know more about the group than just the name it goes by.
Choosing charities by name alone is a mistake some donors make and their money ends up going to less-than-worthy groups. According to Bennett Weiner, chief operating officer of the charity watchdog BBB Wise Giving Alliance, these organizations may spend too much on administrative costs or are outright scammers. The problem is particularly important now about 20 percent of the time it is given during December, he says.

Weiner's group and the other two major charity watchdogs, Charity Navigator and Charity Watch.
They can help you feel confident. Charities differ in how much money they raise.
To become accredited by the BBB Wise Giving Alliance, the watchdog requires charities to spend at least 65 percent of their total expenses on their charitable missions and no more than 35 percent of their contributions to fundraising.
CharityWatch, which uses a letter-grade rating system, gave National Veterans Services Fund to F and the National Military Family Association to A.
"You can get more bang for your buck by giving an A-rated charity," says Watchdog's president and founder, Daniel Borochoff.
The watchdogs agree to give high and low ratings.
We looked for a consensus among all three watchdogs. However, in some cases we just evaluated that by just two. Wise Giving Alliance, we did not include it in our list of high-rated charities, although it may have been included in our list of low-rated charities.
Keep in mind that this is a partial list of high and low rated charities in only some categories. You can find more by going to the watchdogs' websites directly. CharityWatch is a full list of CharityWatch charity and charity accountants.
If the watchdogs have not been evaluated, you can research it yourself, Weiner suggests.
Check the group's website for information about its mission, a list of directors' boards, and its latest financial reports. If the site does not have those details, "it's sending a message that the organization is not very transparent," Weiner says.
IRS form 990 or 990EZ, which has a total revenue of more than $ 50,000, are not they a house of worship. The form provides a lot of information about how much it matters and how it spends its money. You can find 990s at the charity information site GuideStar (free registration required).
Some of the Highest and Lowest Rated Charities
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CAUSE
|
HIGH-RATED
|
LOW-RATED
|
Animal Welfare
|
American Humane
Washington, D.C.
|
Gentle Giants Draft
Horse Rescue
Mount Airy, Md. |
PetSmart Charities
Phoenix, Ariz. |
Noah’s Lost Ark
Berlin Center, Ohio |
|
Wildlife Conservation
Society
Bronx, N.Y. |
Redwings Horse Rescue
& Sanctuary
Lockwood, Calf. |
|
SPCA International
New York, N.Y. |
||
Blind and Hearing
Impaired
|
Guide Dog Foundation
for the Blind
Smithtown, NY |
WonderWork
New York, N.Y. |
Helen Keller
International
New York, N.Y. |
American Council of
the Blind
Alexandria, Va. |
|
National Federation of
the Blind
Baltimore, Md. |
Heritage for the Blind
Brooklyn, N.Y. |
|
Prevent Blindness
Chicago, Ill. |
Macular Degeneration
Association
Sarasota, Fla. |
|
Seva Foundation
Berkeley, Calif. |
||
Cancer
|
Breast Cancer Research
Foundation
New York, N.Y. |
Cancer Survivors’ Fund
Missouri City, Texas |
Cancer Research
Institute
New York, N.Y. |
Childhood Leukemia
Foundation
Brick, N.J. |
|
Ovarian Cancer
Research Fund Alliance (OCRA)
New York, N.Y. |
Children’s Leukemia
Research Association
Garden City, N.Y. |
|
Pancreatic Cancer
Action Network
Manhattan Beach, Calif. |
United Breast Cancer
Foundation
Huntington, N.Y. |
|
Stand Up to Cancer -
Entertainment Industry Foundation
Los Angeles, Calf. |
Walker Cancer Research
Institute
Aberdeen, Md. |
|
Child Assistance,
Protection, and Sponsorship
|
Marine Toys for Tots
Foundation
Triangle, Va. |
Abandoned Children's
Fund
Santa Rosa, Calf. |
Prevent Child Abuse
America
Chicago, Ill. |
Committee for Missing
Children
Lawrenceville, Ga. |
|
Ronald McDonald House
Charities
Oak Brook, Ill. |
Find the Children
Santa Monica, Calf. |
|
Unbound
Kansas City, Kan. |
||
Environment
|
Earthworks
Washington, D.C. |
|
National Park
Foundation
Washington, D.C. |
||
Sierra Club Foundation
Oakland, Calif. |
||
Water.org
Kansas City, Mo. |
||
World Resources
Institute
Washington, D.C. |
||
Health
|
American Kidney Fund
Rockville, Md. |
Defeat Diabetes
Foundation
Madeira Beach, Fla. |
Hearing Health
Foundation
New York, N.Y. |
Heart Center of
America
Knoxville, Tenn. |
|
Lupus Research
Alliance
New York, N.Y. |
National Caregiving
Foundation
Dunkirk, Md. |
|
Michael J. Fox
Foundation for Parkinson’s Research
New York, N.Y. |
United Cerebral Palsy
Washington, D.C. |
|
National Hemophilia
Foundation
New York, N.Y. |
||
International Relief
and Development
|
Catholic Relief
Services
Baltimore, Md. |
Aid for Starving
Children
Windsor, Calif. |
International Rescue
Committee
New York, N.Y. |
Salesian Missions
New Rochelle, N.Y. |
|
Partners in Health
Boston, Mass. |
||
Rotary Foundation of
Rotary International
Evanston, Ill. |
||
United Methodist
Committee on Relief (UMCOR)
Atlanta, Ga. |
||
Mental Health and
Disabilities
|
The Arc of the United
States
Washington, D.C. |
Autism Spectrum
Disorder Foundation
Schererville, Ind. |
Brain & Behavior
Research Foundation / NARSAD
New York, N.Y. |
Autism Speaks
New York, N.Y.
|
|
National Alliance on
Mental Illness (NAMI)
Arlington, Va. |
||
Police and Firefighter
Support
|
American Federation of
Police & Concerned Citizens
Titusville, Fla. |
|
Disabled Police and
Sheriffs Foundation
Ste. Genevieve, Mo. |
||
Firefighters
Charitable Foundation
Farmingdale, N.Y. |
||
National Association
of Chiefs of Police
Titusville, Fla. |
||
United States Deputy
Sheriff's Association
Wichita, Kan. |
||
Veterans
|
Gary Sinise Foundation
Los Angeles, Calif. |
Disabled Veterans
National Foundatio
Lanham, Md. |
Homes for Our Troops
Taunton, Mass. |
Help Heal Veterans
Winchester, Calif. |
|
National Military
Family Association
Alexandria, Va. |
Military Order of the
Purple Heart Service Foundation
Annandale, Va. |
|
Operation Homefront
San Antonio, Texas |
Paralyzed Veterans of
America
Washington, D.C. |
|
Wounded Warriors
Family Support
Omaha, Neb. |
Veterans Support
Foundation
Silver Spring, Md. |
|
Youth Development
|
Boys & Girls Clubs
of America
Atlanta, Ga. |
California Police
Youth Charities
Sacramento, Calif. |
Girls Inc.
New York, N.Y. |
Law Enforcement
Education Program
Troy, Mich. |
|
National 4-H Council
Chevy Chase, Md. |
||
Scholarship America
Minneapolis, Minn. |
High-Rated and Low-Rated Charities
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