Review of Capital One® VentureOne® Rewards Credit Card - News-Credit-Mortgage-Coin


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Wednesday, March 11, 2020

Review of Capital One® VentureOne® Rewards Credit Card

This frequent flyer mileage card lacks many of the travel benefits you'd expect from an airline miles credit card, such as: B. Free baggage check, priority boarding and access to the VIP lounge.
The Capital One® VentureOne® Rewards credit card doesn't offer many travel benefits, but it does have a nice sign-up bonus. If you spend $ 1,000 in the first three months after receiving this Air Miles credit card, you will earn 20,000 bonus miles to spend on your next trip. With this card, you can earn 1, 25 frequent flyer miles for every dollar you spend on the card. The miles do not expire and are not limited to a maximum amount.

Review of Capital One

While this card doesn't offer many travel benefits, such as discounts on in-flight purchases, free baggage checking, priority boarding, and access to the VIP lounge, it does offer you a concierge service. This benefit can be useful if you're in an unknown city and need information about hotels, restaurants, and entertainment. Like the best credit cards for miles, this card allows you to use the miles you have earned for international flights, and you are not bound by blackout dates when you use your miles to book a flight.

This air miles card offers most of the important features you need for frequent travel. If you use your airline miles card to buy flights or other travel tariffs, you are automatically entitled to travel accident insurance, rental car insurance, round-the-clock breakdown assistance and a refund of lost luggage. This Capital One card also includes purchase protection, an extended product guarantee and no liability.

This airline miles credit card offers a variable annual interest rate of 11.9% to 19.9% ​​for purchases. This is the lowest annual interest rate in our rating. It offers an introductory APR and is one of only two airline miles credit cards we have reviewed that offer this promotion. The same 11.9% to 19.9% ​​APR applies to all wire transfer transactions that you make with the card, while a variable APR of 24.9% applies to all cash advances you receive and a variable APR of 29.4 % is considered a penalty if you are late with your payments.

The best thing about this airline miles credit card is that it charges an annual fee of $ 0, which is rare for travel award cards. Only two of the other frequent flyer credit cards we checked do not charge an annual fee. In addition, this card does not charge an international purchase fee and no residual transfer fee. Both are usually associated with many credit cards. As with many credit cards, however, there is a fee of at least $ 10 or 3% for all prepayments made with the card.

Capital One makes it easier to contact you by phone around the clock, seven days a week. This is important if you lose your card and need an emergency replacement card. You can also contact member support via email or live chat. The Capital One website has a number of frequently asked questions that may answer many of your questions about the benefits of your card and account functions.

The Capital One® VentureOne® Rewards credit card is a great option if you are looking for an airline miles credit card that can earn airline miles and that offers an APR introductory offer. There are no multiple fees charged for the cards we review, including an annual fee, an international purchase fee, and a residual transfer fee. However, some of the practical travel benefits that many travel award cards offer have not been considered.

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