A savings account is a smart and safe way to grow your wealth. Some of the best online savings accounts can have an APY (Annual Percentage Return) that is more than 12 times the national average APY of 0.05%. If you're interested in growing your savings, your focus on finding the best savings account is the following features:
High APY. The top savings accounts should have a high APY in the range of our selection.
No monthly maintenance fee. Most top savings accounts don't charge you a monthly fee just to have an account.
FDIC insurance. Whether you are setting aside money for building an emergency fund or for a long-term goal, FDIC insurance will protect your money.
Our best savings accounts offer all of these essential and other market-leading benefits. Check out our tips below to get started, and read on to see if a high-yield, online, or traditional savings account is right for you.
The Ascent's Best High Yield and Online Savings Accounts:
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